Millions of people every day shop online. You can join the millions of people, even though you might be reluctant to try. Once you get the hang of how easy it is, and how you can protect yourself, you might find you prefer shopping online than any other way. Here are some tips to get you going.
Before going shopping at any online retailer, do a quick search for promotional codes. Many of the big retailers often have promotions running that are not advertised on their home page. Doing a quick search for these codes will allow you to insert the code at checkout to save money.
When shopping online, use a credit card rather than a debit card. This is because credit cards are based on your credit, not the amount of money in your bank account. If a internet hacker gets your banking information, they can completely ruin you within a matter of hours.
Save money with major online retailers by locating coupons and deals on deal sites. Getting an account and logging on frequently to money saving sites like RetailMeNot.com can give you access to redeemable online codes for major online retailers and even printable coupons for physical locations. Try keeping an eye on these sites around the beginning and end of the month for some of the best online coupons.
Check the URL before entering credit card information. It should start with “https”. If the website does not use this, your information isn’t being stored safely.
The great thing about online shopping is that you can check out different sites before committing to a particular purchase. This allows you to compare prices from different online retailers. You might find that something that is out of your price range, is much more affordable on a different website.
If you do a lot of online shopping, it would be a great idea for you to download an anti-phishing toolbar to your computer. This will help weed out any sites that may be asking you for information with the intent of scamming you. You can find this software all over the Internet for free.
Look for coupon codes when you have to buy something online. A lot of the time when you’re checking out you will see a box that says something about entering a code. As soon as you see that box search online for the site’s name plus coupon codes. It’s a good idea because you’ll be able to get a better price on your order usually.
Check your cart over carefully before clicking through to buy. Pages may be set up oddly, causing you to be confused about the style, color, or size you want. Look at all the items in your carts and the specifics before you make your purchases.
No reputable company should ask for or need your social security number simply for shopping purposes. Therefore, make it a practice never to give out your SSN online. If you are making a purchase and you are asked for this number, do not continue. You are probably on a scam site, and you should not complete the transaction.
Before completing a purchase, be sure that the website is secure. There are a couple of ways to tell this. Check for the letters “https” in the web address or look for an icon of a closed lock or an unbroken key at the bottom of your screen. Don’t worry if the “s” is not included in the web address right away, sometimes it is only present on the checkout page.
Watch out for online retailer discounts that have short expiration dates. Too many online shoppers fall for the urgency of a good discount without really thinking it through. If the discount is for items that you need, it may be a good idea to use it. However, if the discount only applies to things that you wouldn’t buy otherwise, it’s not a good deal. Keep in mind that you could also find a better deal elsewhere, so think about it and do your research before you buy.
Choose an online store that offers fast shipping. Some stores might take up to a week to ship the product you ordered. You should be able to find more details about shipping if you read through the FAQ section of the online store or contact the customer service before purchasing a product.
Research your vendor. Online shopping should be a concern for any shopper, which means knowing who you are shopping with. Does the seller have credible reviews? Are there issues with shipping times or quality of merchandise? Most people only research the product; however, it is always good to know who you are buying from as well.
If you’re reluctant to shop with your credit card information, try using prepaid credit cards. These cards can be used anywhere that a regular credit card can be used. You simply have to register the card before you start using it. That way, you don’t have to worry that anything will happen to your bank account or credit card.
Always use your common sense when shopping online. Ask yourself, do the prices seem way too low? Are there numerous spelling and grammar errors on the website? Does the company list a PO box instead of a physical address? These are all clues that you may not be dealing with the most reputable retailer. Use your common sense and don’t get scammed.
You might be hesitant to start shopping online, but there’s really no reason to be. This is something that more and more people are doing, with good reason. Make sure you try each of the tips to optimize your shopping experience. You may one day decide that you’re only going to shop this way!
